Medical & Health Insurance

The purpose of Health Insurance is to shoulder your medical expenses and the unforeseen expenses should you be unwell seeking treatment at a private or government hospital.

HOSPITALISATION

A plan that meet the needs or coverage of your medical expenses in the event or hospitalisation

  • Covering your medical expenses ranging from RM 990,000 to RM 2 million per annum
  • Provides an unlimited medical limit claims for lifetime
  • Unique features of Take Home medication for cancer and kidney diseases
  • Less worry on Pre or Post review bills (such as consultation, bills) where helps you to recover your bills.
  • Daily replacement or lost of income away from work, during hospitalisation scenario in hospitals.
  • Covers up to the age of 90, with an auto extension to age 100

Fully paid medical expenses and medical plan.

Smart Medic

Comprehensive medical coverage for your healthcare needs.

    Smart Extender

    Protect yourself and your bundle of joy from the very beginning.

      Smart Extender Max

      Extend your protection with higher annual limit and unlimited lifetime limit.

      Smart Medic Xtra + Smart Medic Enhancer

      Advance the medical coverage offered from SmartMedic or SmartMedic Xtra Plan.

      Smart Protect Junior

      Chart a secure future for your child, provide the best by having a financial plan that can ensure your child is properly prepared against the unforeseen and is set to enjoy a great future right from the start of their life.

      Smart Baby Shield

      Protect yourself and your bundle of joy from the very beginning.

      Smart Early Payout CriticalCare

      The first plan in Malaysia that pays at the early stages of critical illness.

      Critical Illness

      To provide income in the event or any diagnosis or listed Critical Illness.

      • Wide range of Critical Illness listing up to 45 (such as cancer, coma, stroke, heart attack and etc)
      • Covering as early as in early stages of critical illness

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      Great Early Triple Care

      Strengthen yourself to face life’s challenges.

      Great Early Cancer Care

      Cancer protection from early stages onwards.

      Great Vantage Care

      It is always an ideal protection that take good care of an Advanced Stage Critical Illness and reduce financial burdens to your loved ones.

      Great Early Vantage Care 2

      Provides financial support at the early stages of multiple illnesses without waiting for submissions of claims.

      Kristy Lau Agency