Business Insurance

A plan that to protect the business, profit or cash flow from reduction and interruption due to unforeseen events happening to the business owner or key person of the business.

Why Business Insurance?

Business Insurance helps to cushion the lost of the keyperson in the business from financial losses due to unforeseen events that may happen to the keyperson such as death, Total Permanent Disability or Critical Illness. In any businesses, cash flow is like oxygen that helps to ensure the business runs smoothly. Any unforeseen event that may occur to the keyperson would result in financial disruption to the business. Our plans and ideas helps to cushion the financial losses by providing Cash injection to the company.

Smart Protect Legacy Max

Precautionary measures are essential to safeguard your loved ones against the life uncertainties that may encounter when you are not with them.

    Smart Protect Sure

    Wealth protection to safeguard your future not only shield you from the unexpected while providing freedom to pursue your dream.

      Smart Protect Wealth 20

      Greater living with wealth protection that helps you to continue to put a smile to your loved ones for many years to come.

      Smart Protect Essential

      Enjoy comprehensive coverage against life unexpected events and a host of features that help you save for the future.

      Kristy Lau Agency